Welcome to a prime investment opportunity in the heart of downtown White Plains! This modern and charming Dutch Colonial two-family home offers exceptional rental income potential with 6 bedrooms, 3 full bathrooms, and 4 finished levels—perfectly situated on a quiet dead-end street just steps from shopping, dining, and transit.

Unit 1 (1st Floor + Finished Basement): The first floor features an inviting entry foyer, flexible living and bedroom spaces, a full bathroom, and a stylish eat-in kitchen with abundant cabinet and counter space, plus a rear entry through a pantry/mudroom. This expansive three bedroom unit offers versatile living and incredible potential to suit a variety of lifestyle or income-producing needs.

The fully finished basement—currently unused—includes additional square footage, a second full bathroom (needs work), a private walk-out entrance, washer/dryer hookup, and a massive storage room beneath the porch. With minor improvements, the lower level presents an excellent opportunity for added rental income.

Unit 2 (2nd & 3rd Floors): Features a beautifully tiled private mudroom on the first floor, leading to a spacious second-floor landing. This bright, sun-filled apartment includes a large eat-in kitchen, multiple living areas, generous bedrooms, and a full bathroom. The layout offers three bedrooms with the flexibility to live like a four-bedroom. The massive finished third-floor provides endless possibilities—perfect for a recreation room or even a private suite!

Both units enjoy sleek, durable tile and waterproof luxury vinyl plank flooring throughout, as well as LED lighting and smart outlets. The kitchens are equipped with all new appliances and large pantry spaces. Two bathrooms include modern upgrades such as Bluetooth speaker exhaust fans and LED smart medicine cabinets. Outside, the wraparound front porch adds charm and function, while the oversized driveway comfortably fits up to 6 cars—an added bonus for tenants or guests.

Tenants are currently on month-to-month leases and paying below market rent, giving investors the flexibility to raise rents or reposition the property as an owner-occupant with rental income. Based on comps, the estimated market rent roll is approximately $8,800/month. Additionally, the property features an easy opportunity to convert to natural gas heat, making it even more cost-efficient long-term.

This is a rare chance to own a turn-key, income-producing asset in one of Westchester's most desirable and walkable locations. With large rooms, ample closet/storage space, modern upgrades, and flexible layout options, this property checks all the boxes for investors, house hackers, or multigenerational living. Unlock the power of rental income—let your tenants contribute to your mortgage every month.